If they have the cash to make payments, they literally can afford the loan. You're really not following along. I used a word. I was then told it didn't mean what I intended it to mean, which happens to be the literal definition. I was told I was contradicting myself because I used a word another person defined differently from how it is literally defined and how I used it. Arguing I'm the one in the wrong here is ludicrous.But that's not the dictionary definition of the word or how I used it.